Onderstaand vindt u de officiële tekst van Apollo over de verzekeringen.

Travel Insurance
We strongly recommend that renters ensure they take out the highest level of Travel Insurance.

PROTECTION PACKAGE

Public Liability Insurance:
The public liability insurance is included in the daily rental rate. Apollo is insured for damages to third parties and/or their property up to a limit of US$1 million. The public liability insurance that covers the registered drivers is only up to the statutory limit as stipulated by law of the State you are in at the time. This insurance amount is normally very low.

Top Service Inclusion (from 1 June 2008):
Apollo has included an additional SLI third party insurance policy in the rental rates which increases the driver’s public liability insurance level to US$1 million – well above the statutory limits.
The maximum SLI insurance covers claims made by third parties against the rental company or the renter of the motorhome (for damage to third parties or their property). Passengers in the rented motorhome are not counted as third parties and the driver is therefore not insured for claims brought by them against him/herself.

Property Damage
The renter is responsible up to the amount of the applicable Liability for the cost of damage to the rented Vehicle.
The renter is also responsible for the cost of demurrage for the period the Vehicle is unavailable due to repairs.
The Liability applies in respect of each claim, not per rental. The Liability is applicable regardless of who is at fault and must be paid at the time the accident is reported to Apollo, not at the completion of the rental Period.

Standard Liability
Apollo’s rental charge includes a Standard Liability of $2,500. A Bond of $2,500 will be collected at the time of entering into the Rental Contract. The $2,500 will be debited to the credit card account immediately. An administration fee of $40 applies.
The Standard Liability can be reduced by purchasing the VIP Coverage:

Liability Reduction Option (VIP Cover)
A $0 (zero) Liability applies. This Option can be purchased by paying to Apollo $19 per day. The maximum amount payable for this Option per rental is $684 – i.e. 36 days rental. A Bond of $200 will be collected at the time of entering into the Rental Contract. This Bond is payable to Apollo by an open signed credit card imprint with an authorisation obtained (sufficient funds must be available) for $200.
VIP protects against:
- Accidental damages, regardless of fault
- Windscreen and other glass damage
- Protection against theft and vandalism
- Protection against uninsured motorists

Bond
For security purposes, only a credit card can be used to provide a Bond. The credit card holder must be present and able to sign for the Bond upon vehicle collection. The credit card holder is jointly and severally liable for any damage to the rental vehicle.

The Bond is fully refundable when the vehicle is returned to the correct location on time, is full of fuel and all other terms of the Rental Contract have been complied with. If there is damage to the vehicle on its return, the Bond will be used to cover the cost of such damage up to the amount of the relevant Liability. However, if the terms of the Rental Contract are breached and the Bond is insufficient to cover the damage then any extra cost
will be charged.

Full Responsibility
At all times the renter is responsible for:
• Damage caused where the terms of Rental Contract have been breached.
• Damage caused by negligence.
• Damage caused to the Vehicle in any way by part or total water submersion or salt water.
• Damage caused due to a single vehicle roll over.
• Damage caused to the Vehicle by the renter’s wilful conduct.
• Damage caused to the Vehicle when using the Vehicle in contravention of any legislation or regulation controlling vehicular traffic.
• Damage or loss caused to any personal belongings.
• Damage caused due to use of incorrect or contaminated fuel.
• Damage to the awning, overhead or underbody of the Vehicle.

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